Forbrugerombudsmanden har i samarbejde med brancherepræsentanter revideret kapitlet om kreditvurdering i retningslinjerne for kortfristede lån indgået som fjernsalgsaftaler. Når en långiver udbyder lån til en forbruger, er der en række regler, som långiveren skal overholde. I henhold til kreditaftaleloven skal långiveren blandt andet sørge for at undersøge den enkelte forbrugers muligheder for at tilbagebetale lånet. Ifølge indberetninger til Forbrugerombudsmanden fra udbydere af kortfristede lån indgået som fjernsalgsaftaler er misligholdelsesprocenten for kortfristede lån ganske høj. Formålet med kreditvurderingsforpligtelsen er at beskytte forbrugerne mod overgældssætning. I 2016 blev Fo
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